As we are committed to promoting saving rather than borrowing, we require or encourage
 borrowers to put a small sum from each payment into a savings account. These savings
 cannot be withdrawn until the loan is repaid, meaning that the borrower is left with
 a lump sum of savings once they have finished repaying the loan, reducing or eliminating
 the need to borrow in the future.
 
 We often require people to have been a saving member for a short period before
 applying for a 'Saver Loan'.
 
 An example loan is shown below:

Sum Borrowed:  £1,000 Number Of Months:  12 Repayment Amount Per Month:  £89 Total Interest:  £67 Minimum Savings Accrued At £23 pcm:  £276